Pet insurance is becoming more and more popular in Australia. It offers peace of mind, as it covers some or all of the treatment costs if your pet ever suffers a sudden illness or is involved in an accident (depending on the policy cover).
There is no equivalent of Medicare or public government-funded hospitals for pets, and so the costs of treatment can exceed what an equivalent problem may cost for a human patient.
Did you know that 24-hour emergency care for animals can cost over $1000 per day? Some surgical procedures can also add up to thousands of dollars. It can be a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we recommend that your pet is insured.
What does pet insurance cover?
There are several companies that offer pet insurance. Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses.
You need to consider the differences between policies, in particular, exclusions, the claim excess amount, the proportion of treatment costs covered, the annual claim limit, age restrictions, pre-existing illness exclusions and policy costs.
We recommend pet insurance and encourage you to discuss it with us at your next visit.